Working Capital Problems That You Need to Know According to more than 58 per cent of MSMEs, Demonetization was a primary cause of the decrease that occurred at the time due to the inability to pay in cash. Could that, however, have been the only reason? This is where understanding working capital comes into play. Good working capital management comes in handy when it comes to unexpected financial decisions that could impact the business. When it comes to working capital, it is sometimes necessary to be aware of the issues you are experiencing. Common working capital problems are: